United Federal Credit Union Worth knowing
- Account balances remain federally insured by NCUA up to $250,000 per member, per ownership category.
- You can also log into digital banking to lock the card directly from your account dashboard.
- Using accurate numbers prevents routing rejections and transfer delays.
Visit a United FCU branch in St. Joseph, Michigan
- Address
- 150 Hilltop Road · St. Joseph, Michigan · 49085
- Service area
- Arkansas, Indiana, Michigan, Nevada, North Carolina, Ohio, and Pennsylvania, headquartered in St. Joseph, MI
- Hours
- Branch hours vary by location — call ahead to confirm.
Connect with United Federal Credit Union
Reach our Member Service Center for personal support, verify routing information, or send secure inquiries through online banking.
Contact questions
What should I do if my card is lost or stolen outside standard hours?
Immediately call our lost or stolen card hotline to block your card and prevent unauthorized transactions. You can also log into digital banking to lock the card directly from your account dashboard. Acting quickly protects your personal funds and stops further point-of-sale or ATM activity on the affected account.
Where do I send written correspondence, billing notices, or payoffs?
Direct your physical mail to our headquarters at 150 Hilltop Road, St. Joseph, MI 49085. This mailing address for correspondence handles official inquiries, written dispute notices, and account adjustment documentation. Ensure you clearly state your full member name and direct reference notes inside your mailed documents for accurate processing.
How can I verify official credit union routing details before sending a wire?
Access our verified clearing numbers online before processing any direct deposits or domestic wire transfers. Using accurate numbers prevents routing rejections and transfer delays. You can review exact transfer numbers on our routing number guide or verify them directly with our Member Service Center staff.